Christian Farstad - Vancouver ScotiaMcleod

Welcome to Christian Farstad’s Website, your Retirement Plan Expert

My focus is on maximizing your income during retirement.

I will help you develop a plan to enjoy the best retirement possible. Let me show you how much better retirement can be.

How do we achieve this?

Through customized portfolio management and retirement planning.

Everyone is different. Every aspect of one’s life, including your age, goals, risk tolerances, income needs, tax situation have impact on how your portfolio should be constructed. I embrace these differences to create your individual portfolio that matches your specific goals, needs within your specific risk tolerance.

As a quick introduction, here are a few of the questions I typically receive.

What services do you provide?

I provide extensive retirement planning with a core of investment management services. I customize each portfolio to meet the after-tax income and risk parameters for each client. In addition, I work with my team of experts to provide full financial planning, insurance solutions, business succession planning, Will and Estate planning strategies and charitable giving.

Who do you work with?

I work with people who are planning to retire, retiring or retired. This includes business owners and private clients. Typically my clients have at least $250,000 in combined household assets. This amount includes RRSPs, RRIFs, locked in RRSPs, Tax-Free Savings Accounts, RESPs, and regular investment accounts.

What are the costs involved?

Unlike a traditional account where you pay transaction-based commissions, I offer a fee-based approach. This approach gives you predictability of paying a simple annual fee that is calculated as a percentage of your portfolio’s total assets.

The costs associated with professional investment advice and management are clear and transparent, so that I can focus on realizing your objectives based solely on your needs and preferences. As a result, we have the freedom to pursue investment opportunities, manage risk, and continually refine your portfolio according to your evolving needs. The fee starts at 1.5% for the lowest asset threshold and declines at higher asset levels. This fee can be tax deductible for many accounts.