We are an industry leader in identifying the
special needs of those who are currently -- or will soon be -- turning their
savings into retirement income.
When you lose your job, one of your biggest
concerns will be your financial health. A transition review can help you
identify issues and develop a plan to address cash flow needs, replace employee
benefits, consider pension options and handle cash payments in the most
tax-effective manner.
An efficient retirement income plan should be
flexible enough to allow for more income in the early active years of
retirement, and adaptable to changing circumstances. Annuities offer
predictable income and peace of mind but require an irreversible commitment of
retirement assets and usually a fairly low implied rate of return. Once purchased,
the terms are fixed and cannot be altered.
Individual Pension Plans (IPPs) can be
attractive vehicles for retirement and estate planning for the right person.
Specifically created for business owners and professionals, an IPP is a defined
benefit pension that can provide greater tax deferred contributions than those
available through RRSPs.
Don’t leave your business succession plan to
chance. Planning can help reduce the tax impact of ownership changes, ensure a
smooth and successful transition of the business and help the overall financial
management of your business today.
Christian Farstad provides
retirement and financial planning seminars to corporations and government
agencies to help employees and employers better understand the options
available to them in order to make better retirement decisions.
Let us show you how much better retirement can be… Contact Us Today!
