Christian Farstad - Vancouver ScotiaMcleod

Portfolios tailored to your needs

I work closely with each client to establish specific investment objectives, and risk tolerance parameters, while incorporating any unique circumstances to create a formal written Investment Policy Statement. My team and I work in tandem with your other advisors including accountants, legal counsel, and financial and estate planners to ensure that your long-term objectives are being met.

How do we manage your money?

Once investment policy and asset-mix strategies have been established, I recommend a customized investment portfolio. The portfolio is monitored and recommendations are made to align with changing client circumstances and the market environment.

Most of my client’s portfolios are constructed with individual stocks, preferred stocks and bonds. A combination of mutual funds and individual securities are sometimes used and occasionally mutual fund only portfolios are constructed. The
structure depends on the size of the portfolio and your individual needs.

We focus on good quality companies, most of which pay good dividends. The portfolio will also hold preferred shares, bonds and sometimes GICs.

What does a customized portfolio mean to me?

When you have a customized portfolio you will have it specifically tailored to your needs. We can control the income generated from the portfolio, the risk you take on and the types of investments you hold. This portfolio will be completely transparent so that you always know what you hold and why it is in your portfolio. If there are changes that need to be made, we can make them quickly to respond to market conditions and personal situation changes.

The portfolio will always have cash available for your income needs. That cash will be replenished each year by dividends, interest and maturing investments to ensure that you have the income you require each year.

Cost to you?

Portfolios are generally managed in a fee-based structure. In the fee-based platforms, annual fees depend on household assets and start at 1.5% for the lowest asset threshold and decline according to higher asset levels. The fee is generally tax deductible for taxable accounts. The fee is completely transparent and covers all trading, custody and advice costs